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Average Interest Rates for Home Equity Loans & HELOCs

Interest rates on home equity loans and HELOCs tend to price a few basis points (fractions of a percent) above primary mortgage rates due to their subordinate second lien position. Home equity loans and HELOCs are second mortgage products and their rate movements will generally track standard home loans. Read our study to see what average home equity loan interest rates and average HELOC rates are in your state. Read More