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What Is Hazard Insurance?

Hazard insurance is part of your homeowners insurance. It protects the structure of your home from common perils, such as fire, vandalism and theft. Read More

Does Homeowners Insurance Cover AC Units?

Air-conditioning units are covered by homeowners insurance, similarly to your home and the rest of your personal property. ACs are covered for perils like fire and falling trees, but you're responsible for proper maintenance and replacement when your unit wears out. Read More

Does Homeowners Insurance Cover Fence Damage?

Fences are expensive to repair and replace, so you will want to know if your homeowners insurance will cover you in the event your fence is damaged. In this article, we discuss when you're covered, when to file a claim and what to do after filing. Read More